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5 Driving Tips to Pass Onto Your Kids

Driving car

If your children are getting on the road, then they’re going to be well-taught by the instructor who is teaching them how to indicate, drive safely, and so on. However, there’s much more to driving than just learning how to park and the like. Indeed, pretty soon after passing, those things will be second-nature, but the “other things” that we need to learn will be a constant test. Here’s where you step in. Below, we take a look at five things you’ll want to pass onto your new driver children.

Ignore Road Rage

Road rage is just a fact of driving life. Someone will cut you off, someone will beep their horn at you, you’ll be frustrated, and so on and so forth; there are plenty of annoying aspects of driving that could cause bad energy. While it’s tempting to rise to road rage, or exhibit it yourself, life is much better if you don’t. The best case scenario is that you feel marginally and momentarily better; the worst case scenarios are losing control of your vehicle or getting into an altercation. Neither of those incidents is going to improve your life. Make sure your children know that.

What to Do When Something Goes Wrong

Try as we might, there’s always a chance that something is going to go wrong when we’re driving. Your child will be well versed on how to drive properly, and thus ensure they’re safe on the road, but they won’t know what to do if they’re in a wreck. Before letting them out on the road on their own, give them all the information they need to handle a car crash as well as can be expected. It all might seem obvious to you, but look at from your child’s perspective; they have no idea!

Different Driving Conditions

Your child has probably learned to drive around your neighbourhood, in pleasant conditions. But how often is life like that? If they’re going out on the road, then they’ll experience different types of terrain and weather conditions. If they’re learning in the summer, give them the 411 on driving in snow before winter arrives. If they’re going on a road trip, explain what they can expect when driving in the mountains, for instance.

Car Security

They’ve just got a new car…let’s make sure it stays that way! Children haven’t yet been exposed to the realities of the world, and the reality is that there are people out there who are willing to steal cars. Sad but true! If you’ve just bought them a vehicle, make sure they know the correct ways to keep their car and their belongings safe. You definitely don’t want to receive a call saying that their car has been stolen….

It’s Always a Responsibility

Finally, drill into them that driving will always be a luxury! They shouldn’t take their newly found freedom for granted – if they break the rules, you’ll be more than willing to confiscate their keys until they know how to handle the road better.

Written by Scott Marshall

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Back to Basics: 5 Commonly Forgotten Driving Rules

As memories of your driving school days get smaller and smaller in your rear-view mirror, it’s easy to pick up bad driving habits and forget some of the basics. While enhanced safety features (like blind spot sensors and automatic braking systems) can make driving a newer vehicle feel like a breeze, it’s still important to follow the rules of the road to avoid a collision.

Keep these five basics in mind next time you hit the road:

  1. Drive for the conditions of the road. Posted speed limits don’t change based on traffic and weather conditions, but the way you’re driving should. If the roads are busier than usual or covered in snow, adjust your speed accordingly and proceed with caution.
  2. When parked on a hill, turn your steering wheel to prevent your car from rolling. When you’re parking on a hill, engage your parking brake and turn your steering wheel all the way to the left when you’re parked facing uphill and to the right when you’re facing downhill. This way, your vehicle will roll towards the curb (instead of into oncoming traffic) if it shifts out of park or is hit from behind by another driver.
  3. Signal your intent when exiting a roundabout. As daunting as they may seem, roundabouts function best when drivers navigate them properly and follow some simple rules. One of the most commonly forgotten rules is to use your right signal to let other drivers know that you’re ready to exit the roundabout, no matter which exit you’re taking.
  4. Remember who has the right of way at a four-way stop or when a traffic light is out.  There are two things to keep in mind at a four-way stop or a non-functioning traffic light: 1) People get to pass through the intersection in the order in which they arrive — so the first vehicle, pedestrian, or cyclist to stop at the intersection has the right of way. 2) If multiple people arrive at the intersection at the same time, they should pass though in a clockwise order — so the driver, pedestrian, or cyclist to your right goes first.
  5. Don’t drive distracted. Accidents can happen fast, so driving requires your undivided attention. Activities like texting, eating, or checking your GPS can not only distract you, but they can also lead to collisions or careless driving charges. Before you hit the gas, it’s a good idea to prepare your GPS, put your phone on silent and out of sight, and set the radio to your favourite station so you aren’t tempted to take your eyes off the road.

Sometimes accidents happen, even when you drive carefully and follow the rules of the road. Contact your licensed car insurance broker to make sure you have the coverage you need to protect you in the event of a collision.

Written by Brooke Outingdyke

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What Are the Main Dangers of the Road?

SUV driving in snow

There has been terrific progress made in the safety of vehicles and of the roads as a whole, but they’re not perfect. In fact, they’re still something of a big problem. Each year, somewhere in the region of 1.5 million people die due to accidents on the roads, and you can imagine that many others suffer major and minor injuries. So what is it about the roads that make them so dangerous, beyond the fact that you have a metal machine travelling at 100 km/h? We take a look below.

Loss of Concentration

In many ways, new drivers are the safest because they’re always thinking about what they’re doing. They’re using their mirrors, holding the steering wheel correctly, and all around doing the things that drivers are supposed to do. More experienced drivers don’t always do these things. They pick up on the right way to act in a car, and driving just becomes second nature to them. However, when they begin to do things on autopilot, bad habits creep in. And when something goes wrong, they’re often slow to react because they’ve been daydreaming about something else. Many people, after a car accident, say “I was thinking about something else.”

Other Drivers

If you’re a confident, reliable driver, then you can be relatively certain that you can get into a car and not have any problems on the road. The issue, therefore, is with other drivers, who might not be as responsible behind the wheel as you are. We’ve all seen dangerous drivers on the roads, the people who go too fast, or use their phone, or switch lanes even when it’s not completely clear for them do so.

Poor Weather

Whenever you see a car vehicle, the scene is usually of a clear road and a clear blue sky day. In reality, how often do those days occur? Not as many as the advertisers make out. If you live in a place that gets lashed with rain during the fall and winter seasons, then you’ll have to contend with difficult driving conditions. As such, it’s a good idea to learn the alterations you should make to your vehicle and driving habits before the seasons change.

Unreliable Vehicles

Cars aren’t meant to last forever. They can last a long time, of course, but eventually they’ll give out, even if you are staying on top of maintenance. As such, it’s important that you’re retiring a vehicle before it becomes dangerous. They’re one of those things that you shouldn’t push to the limit.

Not Knowing Where You’re Going

Finally, keep in mind that most minor accidents occur when a person’s in unfamiliar territory, usually a city. Then, they’re often veering back into the lane after realizing they made the wrong turn and so on, putting other people in danger.

Sometimes accidents happen, even when you drive carefully and follow the rules of the road. Contact your licensed car insurance broker to make sure you have the coverage you need to protect you in the event of a collision.

Written by Scott Marshall

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What to do After a Hit and Run Collision

When you’re involved in a collision and the other driver leaves the scene, it’s called a “hit and run.” Whether you were in your vehicle when it was hit or someone dented it in the parking lot when you weren’t around, we’re here to make sure you know what to do next and what will happen if you make an insurance claim.

If your vehicle has been hit in a hit and run:

  1. Call 911 if you were in your vehicle when it was hit or someone was injured. Once help is on the way, write down any details you remember about the vehicle that hit you, like its colour, make and model, and license plate number (even if you only remember part of it).
  2. Find out if there were any witnesses. Ask around to see if anyone nearby witnessed the incident. If you do find any witnesses, be sure to write down their contact information in case the police or your insurance company need to reach them.
  3. Snap some photos. If it’s safe to do so, take some photos of the scene where the collision took place, as well as any damage to your vehicle. If you can see that paint has transferred onto your vehicle from the one that hit it, be sure to take photos of that, too.
  4. Report the hit and run to the police within 24 hours. A hit and run is considered a crime, and it’s extremely important that you report it as soon as possible. After you report it to the police, you may then be advised to go to a collision reporting centre if there’s one nearby. If the police tell you that the damage is too minor to report, write down the officer’s name, badge number, and phone number so your insurer can follow up. If you don’t report it, the incident can’t be considered a “not-at-fault” loss by your insurer, meaning it could end up having an impact on your car insurance premium.
  5. Call your broker or your insurance company’s emergency service line. Be prepared to provide as many details as you can to help your broker and insurance company process your claim as quickly as possible.

Insurance for hit and run accidents

When your vehicle is damaged in a hit and run collision, the damage is generally covered under the collision section of your car insurance policy, meaning you will need to pay your collision deductible. Collision coverage is optional, and some drivers choose to opt out of this coverage. If you don’t have collision coverage, you will have to pay to repair the damage yourself.

If your vehicle is hit in a hit and run but you don’t have collision coverage, you will have to pay to repair the damage yourself.

If a witness can help identify the driver of the vehicle that hit you and you live in a province where Direct Compensation Property Damage (DCPD) coverage applies, your claim may be covered under the DCPD section of your policy instead of under the collision section. DCPD coverage usually has a $0 deductible.

Will a hit and run collision affect my car insurance premium?

Making an insurance claim after another driver has damaged your vehicle in a hit and run should not have an impact on your premium as long as you have reported the incident to the police and your insurance company considers it a “not-at-fault” loss. If the cost of your insurance does go up following this type of claim, it would be for other reasons not related to the hit and run.

If you have any questions about how your own insurance policy would apply in the event of a hit and run collision, reach out to your licensed car insurance broker.

Written by Stephanie Fereiro

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Simple Ways to Avoid the 3 Most Common Car Insurance Claims

Planning on taking a road trip or just heading out on your daily commute to work? Here are a few pointers to help you steer clear of the three most common types of collisions that could result in car insurance claims.

Rear-end collisions

Rear-end collisions are the leading cause of car insurance claims, making up about a quarter of all Economical auto claims across the country. Luckily, there are a few things you can do to avoid ending up in a rear-end collision:

  1. Leave plenty of space between your vehicle and the one in front of you. This is especially important in wet or snowy conditions, when it can take longer to stop than you might expect.
  2. Try not to slam on the brakes. If the driver behind you is following too closely or isn’t paying attention when you slam on the brake pedal, you could find yourself being rear-ended.
  3. Don’t drive distracted. If you take your eyes off the road (to check your teeth in the rear-view mirror, for example) and the driver in front of you has to slam on the brakes, it’ll only take a split second for you to run into their vehicle.

Parked car collisions

The second most common type of car insurance claim happens when a parked vehicle is hit by another driver (including hit and runs, where a driver who hits a parked car drives away without leaving their contact information). While there isn’t a whole lot you can do to protect your parked vehicle from other drivers, you can reduce your chances of experiencing a parking lot hit and run:

  1. Take a walk. Instead of parking in the busiest part of the lot, choose an area farther away from heavy traffic, shopping cart stations, and other obstacles. You’ll reduce your chances of dings and dents, and you’ll get some exercise while you’re at it.
  2. Park inside the lines. When entering a parking spot, try to park in the centre of the spot, rather than parking closer to one side or the other. If you park closer to one side, your car is more likely to be hit by another driver or a swinging door.
  3. Give them room. If you’re pulling into a spot beside another vehicle, avoid getting too close. Think about how much room the other driver will need to get back into their car — ideally without banging their door into yours.

Single-vehicle collisions

Single-vehicle collisions are the third most common type of accident leading to car insurance claims. These include collisions with debris or animals on the road, vehicle rollovers, or accidental off-road driving. Here are three ways to avoid being involved in a single-vehicle collision:

  1. Drive for the weather. Even if you’re the only one on the road on a wet or snowy day, remember to drive according to the current weather conditions to keep control of your vehicle and avoid a collision. Learn how to avoid hydroplaning on rainy days and prepare for winter driving before the season hits.
  2. Keep your eyes on the road. An empty road isn’t an invitation to glance down at your phone. When you’re behind the wheel, your eyes should be on the road ahead. Most modern vehicles come equipped with some kind of hands-free technology or steering wheel controls to help you keep your eyes on the road, even if you need to make an emergency call or change the radio station.
  3. Watch your speed. Speed is a factor in many single-vehicle collisions. Always keep an appropriate speed for the current driving conditions.

While there are plenty of things you can do to avoid a collision, it’s not always possible to predict or prevent an accident — and that’s why you have car insurance. Your licensed broker can help you choose the coverage you’ll need to protect you in the event of a collision, and they’ll be there for you if you ever have to make a claim.

Want to learn more about your seasonal property insurance policy or update your coverage? Contact your licensed insurance broker.

Written by Stephanie Fereiro

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5 Little-known Facts About Seasonal Property Insurance

5 Little-known Facts About Seasonal Property Insurance

A quick question for all the cottagers out there: what’s the difference between a bear and a skunk?

When it comes to seasonal property insurance, it’s about more than their physical differences — damage done to your cottage by bears is probably covered, while damage done by skunks probably isn’t.

Take note of these five little-known facts about seasonal property insurance coverage and talk to your broker about what is (and what isn’t) covered in your policy:

  1. The onus is on you to prevent losses or damage to your property — and if a loss can be easily prevented, it may not be covered. So if you forget to tie up your boat and it goes out with the tide, for example, you’re probably out of luck. Damage or loss caused by things outside of your control (not things you could prevent) will most likely be covered by your policy. In the bears vs. skunks scenario, the idea is that you could prevent a critter from entering your home by taking some simple precautions — but keeping a bear out might not be so easy.
  2. If you leave your cottage unattended for an extended period of time, losses or damages might not be covered. Seasonal properties need to be checked regularly for safety and security. In fact, most insurance companies have a maximum number of days you can be away before coverage could be denied (60 days, for example). So if you haven’t checked on your cottage over the winter months and the roof collapses due to snow load, you might have to cover those damages out of pocket. That’s because if you had checked on your property more regularly, removing the snow could have prevented the roof from collapsing.
    Make sure you’re checking and maintaining your property, even if it’s not prime cottage season. And don’t forget to confirm with your insurance company or broker just how many days the property can be left unattended. Your claim could be denied if you’ve left your property unattended for too long.
  3. Renting out your cottage could void your insurance policy if it’s not permitted by your insurer. While you won’t necessarily need to pay a higher premium or take out commercial coverage for occasionally renting out your seasonal property, you do need to tell your insurance company or broker. If you don’t and your renters cause damage, it may not be covered by your policy.
    Bonus tip: If you’re planning on renting out your cottage this season, keep your property in tip-top-shape and make sure you have the coverage you need to protect your seasonal space.
  4. Water damage, not fire or theft, is the most common type of insurance claim. If you’re using your cottage year round, think about installing temperature and water alarms to notify you remotely of potential frozen pipes or flooding. If you close your property in the cooler months, don’t forget to shut off the water supply and drain your pipes, and consider using a monitored alarm or make arrangements for someone to check your property when you’re away to avoid water damage.
  5. That old boat you don’t care about could cost you big money. Even if you think it isn’t worth insuring your boat against theft or damage, getting liability protection on it is essential. If you don’t and it causes harm to someone or something, you’ll be on the hook for any injuries or damages. The same goes for other toys around your property that wouldn’t be covered by your seasonal property insurance policy, like ATVs and snowmobiles. If they present the potential to cause damage or injuries, they should be insured for liability.

Want to learn more about your seasonal property insurance policy or update your coverage? Contact your licensed insurance broker.

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Your Home Insurance Renewal Checklist

Your Home Insurance Renewal Checklist

When your home insurance renewal notice comes in the mail, do you file it away and let your coverage remain the same, year after year? You’re not alone. But it’s unlikely that you’re in the same position today as you were when you first bought your policy — and that renewal notice is a great reminder to think about how your needs may have changed, whether or not your existing coverage is still enough, and new ways you could be saving money on your insurance.

When you receive your next renewal notice, consider these five factors before just filing it away.

  1. Don’t miss out on discounts. Did you know you could qualify for discounts on home insurance if you’ve recently paid off your mortgage or installed a home security system, a monitored smoke detector, a sump pump, a backwater valve, or a new roof? These are just a few of the discounts you may be eligible for, depending on your location and your insurer. Be sure to ask your broker about all of the home insurance discounts available to you.
  2. Take stock. If it’s been a while since you’ve updated your home inventory, take a walk through your home and make sure all of your valuables are on the list. Remember that there are likely special limits in your home insurance policy for items like fine arts, jewelry, and collectors’ items. Review the limits outlined in your policy and reach out to your licensed broker if you need to add additional coverage for that recently acquired Rembrandt or ruby ring.
    Bonus tip: If you were lucky enough to receive a big-ticket gift like an autographed football, a bike, or computer software last Christmas, make sure it’s covered by your home insurance policy. Many high-value items are subject to special limits and you may need to purchase additional coverage. 
  3. Revisit your liability limit. If something in your life has changed that may increase the chances of someone being injured on your property (maybe you have a new pet or you’ve installed a swimming pool, for example), it’s a good idea to revisit your liability limit at renewal time. Talk to your broker to explore your liability coverage options.  
  4. Mind your business. It’s important to talk to your broker when you first start a home-based business, but if you’ve recently taken on a new entrepreneurial venture and haven’t yet crossed that off your list, now’s the time to do it. Your broker can connect with your insurance company and make sure you have the coverage you need.
  5. Remember your renos. You may have already talked to your broker about recent renovations you’ve completed in your home, but if you haven’t, be sure to do so before you renew your policy. Your renovations may have changed the value of your home (meaning you might need to increase your coverage), or you could be eligible for new discounts.

These are just a few of the things you may want to consider when renewing your home insurance policy. You could also think about increasing your deductibles, bundling your home and car insurance policies, or seeing if you qualify for discounted insurance through your school, employer, or association to lower your premium. Next time your renewal period rolls around, reach out to your licensed broker to make sure you have the coverage you need to protect what matters most.

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How to Get Your Vehicle Ready for Summer

How to Get Your Vehicle Ready for Summer

Summer is just around the corner, and now is the perfect time to get your car back into shape after months of driving around in snow, slush, and ice.

Check these to-dos off your list to get your car ready for smooth sailing all summer:

  1. Switch from snow tires to all-season or summer tires. Winter tires are made of a softer rubber so they can stay flexible in cooler temperatures, but when the weather starts warming up, they tend to wear more quickly. Once the temperature steadily hovers above 7°, it’s time to go back to your all-season or summer tires.
  2. Change your wiper blades. Much like winter tires, winter wiper blades are made from a different rubber than their summer counterparts, so they should be changed when the weather starts to warm up. Even if your wiper blades aren’t specifically for winter, you should inspect them and replace them if they’re no longer getting the job done.
  3. Test your AC. Not only is driving around in a car without air conditioning on a hot day uncomfortable, but it can also be dangerous. Test out your AC and make sure it’s working properly before the weather gets too warm. If you hear strange sounds or suspect the air coming out of your vents is warmer than it should be, have the system inspected by a professional. 
  4. Check your brakes. Brakes can see a good deal of wear over the winter months, when traffic is much more stop-and-go than it is in the summer. Consider having your brakes inspected when you’re removing your winter tires.
  5. Keep your coolant cool. Check your coolant level and make sure the mixture of chemicals is correct. You can either do this yourself with a coolant tester from your local auto parts store or have it checked by a professional.
  6. Get an oil change. If you’re due for an oil change, consider getting it done when you have your snow tires removed to save yourself a trip later.
  7. Top up your windshield washer fluid with a summer formula. Next time your windshield washer fluid needs to be filled up, consider using a streak-free formula that targets bugs, tar, and other grime.
  8. Go for a pre-summer tune-up. Think this sounds like a lot of things to check off your list before summer rolls around? You might be surprised to find out how many of them can be taken care of in one visit to your dealership or a qualified mechanic. Ask if there’s a package deal that includes most of the items on this list, as well as fluid checks (e.g., coolant, brake fluid, power steering fluid), inspections of your engine and exhaust systems, and tests for electronic components like sensors.
  9. Give it a good wash. Salt and grime can build up on almost every part of your vehicle over the winter, from the undercarriage to the interior mats. Once the roads are clear, give your car a thorough spring cleaning. Don’t forget the undercarriage, the wheel wells, the windows, and the interior mats.
  10. Swap your winter mats for summer mats. Whether you use the original mats that came with your vehicle or aftermarket upgrades, be sure to only use mats that were manufactured specifically for your vehicle. Also, make sure they’re properly secured to avoid driving mishaps. 

While it’s important to get your car ready for summer driving, it’s just as important to make sure you have the coverage you need — from the cottage to the beach, and everywhere in between. Before you hit the road this summer, contact your licensed car insurance broker.

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Three Traffic Tickets to Avoid This Winter

Three Traffic Tickets to Avoid This Winter

Canadian winters can be harsh and a challenge to drive in, and for drivers who fail to heed the precautions that need to be taken when winter storms in, a ticket could be in the forecast that could put a further chill on the season and heat up your car insurance rates.

Skate through winter safely, and protect your premiums, by avoiding these three tickets this winter.

Take the time to clear your windows of snow and ice

To meet the challenge of winter driving, you need to be able to see out of your windows. Having a clear view of what’s in front, beside, and behind you while driving is at the very core of safe driving. However, not everyone takes the time needed to ensure that their vehicle is ready for the road ahead.

While the actual offence may vary by province, you can expect a ticket for something along the lines of an “obstructed view” if you have not fully cleaned the snow and ice off your vehicle’s windows and mirrors.

Don’t brush off, brushing off the whole car

Your windows and mirrors are not the only parts of the car you should be clearing of ice and snow; your roof, hood, lights, and signals need to be cleaned off too. And don’t forget your licence plate, because you can get a ticket for an obstructed licence plate, if it’s not clearly visible. A quick swipe with your snow brush will ensure this is one ticket you won’t get.

Slow down

Posted speed limits designate the fastest speed at which you can safely travel in optimal road conditions. When the weather is foul, or the roads are messy, you should lower your speed for safety’s sake and to avoid a ticket. And it’s not just speeding tickets you need to consider. There are other tickets you can get as well—even if you’re going the limit.

In Quebec, for example, you can be ticketed for failing to adapt your driving to the weather and road conditions (which includes a minimum $60 fine and two demerit points); while in Alberta, you can be ticketed with speeding at an unreasonable rate which will run you about $200 and four demerit points.

In Ontario, there’s no specific ticket for driving too fast for the weather conditions, but you could be charged with careless driving if it’s believed you’re driving without “due care and attention or without reasonable consideration” for others.

Play it safe and travel at a speed that takes into account the weather outside because “ice and snow means take it slow”.

Put your car insurance premiums on ice

With flurries in the forecast, it’s time to take the prospect of winter driving seriously. Clear your car of all ice or snow, keep a safe distance between yourself and the vehicle in front, and remember that your speed should reflect the weather or road conditions. You may also want to consider getting winter tires. Not only do winter tires offer up to 50 per cent more traction than all-seasons, helping to keep you safely on the road, but they can also help you save on your car insurance. Compare quotes today to see how much you could save on your premiums with a winter tire discount.

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Top 10 Most Frequently Stolen Cars in Canada

Top 10 Most Frequently Stolen Cars in Canada
Part of what goes into determining your auto insurance rate is the likelihood of your vehicle being stolen. Some vehicles are simply more attractive to thieves. Is your vehicle a target? Chances are it is, if you drive a Ford pickup truck.

Every year the Insurance Bureau of Canada releases their list of Canada’s most stolen vehicles and this year eight out of the top 10 are built Ford tough:

  1. 2015 Lexus GX460 4-door AWD SUV
  2. 2007 Ford F-350 Super Duty 4WD Pickup
  3. 2006 Ford F-350 Super Duty 4WD Pickup
  4. 2005 Ford F-350 Super Duty 4WD Pickup
  5. 2001 Ford F-350 Super Duty 4WD Pickup
  6. 2003 Ford F-350 Super Duty 4WD Pickup
  7. 2004 Ford F-350 Super Duty 4WD Pickup
  8. 2016 Toyota 4Runner 4-door 4WD SUV
  9. 2002 Ford F-350 Super Duty 4WD Pickup
  10. 2006 Ford F-250 Super Duty 4WD Pickup

“Between 2015 and 2016, motor vehicle theft across Canada was down slightly to just over 78,000 cases,” said Dan Service, Acting National Director, Investigative Services, IBC. “After two years of increased reports of auto theft, 2016 saw a 1% decline. The biggest increases were in Yukon where stolen vehicle numbers are up 22%, Nunavut where they are up 18%, and Saskatchewan where they are up 15%.”

“We see from this list that criminals continue to favour all-wheel drive and four-wheel drive, older, high-end vehicles,” Service added.

Deter auto thieves from stealing your car

According to the IBC, cars are stolen for a number of reasons: they may be shipped overseas where they’re then sold to unsuspecting consumers who are unaware it’s a stolen vehicle; they’re scrapped for parts; or, they might be used to commit another crime. Whatever the reason, it takes less than a minute for a thief to steal your ride. As a result, the IBC advises drivers to take precautions to deter auto theft and:

  • Never, even for just a minute, leave your car running unattended.
  • Park in well-lit areas.
  • Roll up your car windows, lock the doors, and pocket and protect your keys when parking.
  • Never leave valuables or packages in view. Put them in the trunk.
  • Park your car in the garage at night.
  • Avoid leaving personal information in your glove box like your insurance and ownership documents. Take them with you when you’re not in the car.

This last bit of advice is new in recent years. Thieves can take more than your vehicle and the valuables inside when they steal your car. They could potentially attempt to steal your identity too. Identify fraud cases in Canada are up 16 per cent and identity theft is up 21 per cent, according to Statistics Canada.

If your car has been stolen, notify the police and your insurance company immediately.

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